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Service — First Time Buyers

Step onto the property ladder with confidence

Buying your first home should be exciting. We take the complexity out of the mortgage process so you can focus on finding the place you'll love to call home.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

Understanding the home-buying process

Whether you're purchasing your very first property or moving into a new home, the mortgage journey involves a number of important stages. At Onyx Mortgage Finance, we assist with every part of the credit assessment and mortgage application process — giving you confidence at every step.

From understanding how much you can borrow, to securing a mortgage in principle and seeing your application through to completion, we're with you throughout.

At Onyx Mortgage Finance, we build a lasting relationship by providing reliable services to our clients.

01 Initial Consultation

We get to know your financial situation, goals and timeline to understand what's possible.

02 Credit Assessment

We review your income, outgoings and credit profile to establish a realistic borrowing range.

03 Mortgage in Principle

We secure your Agreement in Principle — giving you buying power when making an offer.

04 Application & Completion

Once your offer is accepted, we manage the full mortgage application and keep you informed until the keys are in your hands.

Ready to start your
property journey?

Book a no-obligation consultation today. We'll guide you every step of the way.