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Service — Protection Assessment

Protecting you, your loved ones, and your home

A mortgage is a significant commitment. Our protection assessment ensures that if the unexpected happens, you and your family are fully covered.

A complete care package for life's uncertainties

At Onyx Mortgage Finance, we carry out a thorough protection assessment for every client, identifying the policies best suited to your situation and budget.

Life Insurance

Ensures your outstanding mortgage and other financial commitments are covered should the worst happen, providing security for those you leave behind.

Critical Illness Cover

Pays a lump sum on diagnosis of a specified serious illness, giving you the financial breathing room to focus on your recovery without mortgage stress.

Income Protection Cover

A long-term safety net paying a tax-free regular income (usually 50–65% of gross salary) if you cannot work due to illness or injury. Covers essential expenses until you return to work, retire, or the policy ends.

Family Income Benefit

Provides a regular monthly income to your family in the event of your death or diagnosis of a terminal illness, replacing the income your family depends on.

Buildings & Contents Insurance

Protects the physical structure of your home and your possessions within it — often a requirement of your mortgage lender and essential to responsible homeownership.

Not sure what cover you need? Book a free protection review.

At Onyx Mortgage Finance, we build a lasting relationship by providing reliable services to our clients.

Is your family fully
protected?

Request a free protection assessment today. Let us ensure your financial safety net is complete.